🧩Preface

Entering the 21st century, driven by the Internet technology revolution, human development has entered the information age from the industrial revolution. The new generation of digital information technology has spread and applied rapidly in the economic society, and the digital economy has gradually formed and grown. However, as a trust mechanism connecting the entire social system, it is still the third-party intermediary model that has continued to this day. Moreover, due to the different economic development levels of different countries and regions, the third-party intermediary model has various defects and it is difficult to meet the needs of the information and networking era.

The core of the digital economy lies in trust, and in the process of building trust in the digital economy, blockchain technology is the underlying foundation.

Blockchain is a decentralized protocol that does not rely on a central structure. Information is almost impossible to forge and tamper with, and it can also automatically execute smart contracts. This "trustless" mechanism of blockchain has changed the way people trust each other, expanding the scope of trust from the financial field to other areas of society, and greatly reducing the cost of trust.

The reduction in trust costs is bound to bring huge changes to the existing financial system. In the future, blockchain and related industries and applications will develop more rapidly, and the world will gradually enter the "blockchain economic era". On a global scale, there will be more and more mature blockchain applications.

DeFi is one of the biggest highlights of blockchain technology in the application field in 2019-2020. DeFi is the abbreviation of Decentralized Finance, also known as Open Finance. It actually refers to a decentralized protocol used to build an open financial system, which aims to allow anyone in the world to conduct financial activities anytime, anywhere. DeFi has become the representative of the next killer application of blockchain, and has the trend of becoming the strongest application in the blockchain industry after Bitcoin.

NPC is a decentralized digital inclusive financial platform. NPC attempts to build a complete open financial ecosystem based on DeFi to cover all the financial needs of citizens, including stable assets, liquidity protocols, lending markets, derivatives markets, investment and financial management, etc., to create a more complete and more developed DeFi financial ecosystem and create a new DeFi consensus. Interoperability and programmability allow these product forms to be stacked on each other like Lego blocks, creating more innovative financial products, forming strong synergies with each other, and better interacting with other permissionless open financial protocols.

With the help of blockchain technology and the creation of a decentralized personal credit system, NPC can build a decentralized digital financial world that everyone can participate in, regardless of country, region, race, poverty or wealth. In NPC, everyone can participate in blockchain project financing and transactions around the world, and invest in real assets after being digitized on the chain.

The future belongs to decentralized digital finance; the future also belongs to everyone.