🧑‍💻NPC Concept

NPC believes that in a global collaborative economy, everyone has the right and can independently control financial services.

This is also the key to NPC's existence. In order to serve the public, NPC is committed to using blockchain technology to build a new financial ecosystem parallel to traditional finance.

NPC not only reflects traditional finance in the crypto world, but also presents new features. For example, it achieves fast exchange through liquidity pools; its lending rates can be adjusted instantly, and users can join or exit at any time, without the lending period of traditional lending. For another example, its lending income is reflected through its tokens, and if users purchase the tokens, they can essentially enjoy the lending income of the tokens, which is equivalent to tokenizing the debt and realizing circulation, which greatly accelerates the liquidity of assets.

The complexity of DeFi projects is completely higher than other Internet products, and there is a considerable learning threshold in both use and operation.

Looking at the current DeFI ecosystem, the DeFi field currently includes many products and protocols:

• Protocols (third party): Uniswap, dYdX, Maker/DSR, iDIFveFi;

• Platforms: Zerion, InstaDApp, Argent;

• Integrators: unspent.io, Ray, iDIFveFi, 1inch.exchange, dex.blue.

For users, it is difficult to choose financial services that suit them without professional knowledge and skills. It is still in the early stages of DeFi. In the future, as the DeFi ecosystem gradually expands, the complexity will increase exponentially.

In addition, the high gas fees of DeFi projects lead to high liquidity mining costs, the transaction speed is reduced due to chain congestion, and the user experience is poor due to low scalability, etc. These problems are hindering DeFi products from entering the mass market.

The original purpose of DeFi finance is to allow more people and groups that cannot be reached by the traditional financial system to enjoy the right to inclusive finance simply and quickly. The existence of many problems has limited investors in the blockchain and cryptocurrency fields, making it impossible to expand further, and it is difficult to achieve truly inclusive finance.

NPC's goal is to build a DeFi aggregation platform, using beautiful user interfaces, humanized operating experience, one-stop portable investment and other functions to lower the threshold for users to enter DeFi inclusive finance, and truly attract a large number of users who need inclusive financial services. NPC's DeFi aggregation platform includes products and services as shown in the figure:

On NPC's aggregation platform, users can participate in the deposit and transfer of digital currencies with 0 thresholds, lock assets can get system interest rewards, can transfer transactions with anyone in the world, can act as a borrower in the platform to lend assets to get interest, can mortgage assets to the system to get loans, can also trade assets within the platform, and even invest in leveraged financial products to get additional income. You can also invest in new projects around the world, act as an angel investor, and develop with the project.

The NPC aggregation platform will eventually build a vertically integrated comprehensive service platform around the DeFi ecosystem, providing users with assembly line services and accumulating most of the value in the process.